Car Insurance Premium Went Up? Tips To Get It Back Under Control

Posted on 10 December 2020

Every so often, your automobile insurance company will reevaluate your policy and based upon their findings decide to raise your rate. This could come as a surprise to you, especially if you haven't gotten any tickets and you really don't see a reason for the change. Each insurer has its own rating factors and these are often updated. The new categorizations could be the reason why you are now being charged a higher premium. [Read More]

What Does Uninsured And Underinsured Motorist Coverage Do?

Posted on 29 October 2020

If you're in a state where uninsured and underinsured motorist coverage is optional, it might sound like an expense you can skip since the other driver should have insurance. Before you make this decision, you should understand what uninsured and underinsured motorist coverage does and how it can help you after an accident. What is an Uninsured or Underinsured Motorist? Uninsured means someone doesn't have insurance. Underinsured means they don't have enough insurance. [Read More]

4 Questions To Ask Before Purchasing An Insurance Plan For Your Restaurant

Posted on 29 October 2020

Are you on the hunt for a restaurant insurance policy so you can open your doors to patrons? Here are a few questions to ask before choosing an insurance policy to invest in: What Kind of Insurance Is Included? As a restaurant business owner, you need more than one type of insurance. In addition to general liability and property insurance, you should have income coverage to rely on because the restaurant industry is so unpredictable. [Read More]

What to Consider When Choosing Home Insurance

Posted on 25 September 2020

If you are buying a home, you likely know that most mortgage lenders require that you have home insurance ready to go before the sale is even final. Even if you're paying cash and technically don't have to obtain home insurance, you'll still want to get a policy. Your home is likely your most valuable asset, and you need to protect it. Here are three things that you need to consider when searching for home insurance. [Read More]

About Me

Insurance Terms Everyone Should Know

Hi, my name is Darrell Grant and this is the blog that I've written about insurance. Many people don't understand all of the terms that are used when purchasing insurance and I wanted to write this blog to explain what it all means. I was in this same situation several years ago when I needed to buy insurance. I was very confused because I didn't understand all of the insurance terms. I then decided that I would learn them on my own so that I would know what my insurance agent was referring to the next time I went to by insurance. Doing the research helped because now I can purchase insurance with confidence. I hope that you like my blog and that it also helps you to understand the many confusing insurance terms.

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